• Home
  • Introduction
    • OUR APPROACH TO INTEGRATED THINKING
    • ABOUT OUR INTEGRATED REPORT
    • OUR REPORTING SUITE
    • WHO WE ARE
    • ADDITIONAL INFORMATION
  • Leadership
    • CHAIRMAN’S STATEMENT
    • GROUP CHIEF EXECUTIVE’S REVIEW
  • Value creation
    • OUR OPERATING CONTEXT
    • OUR MATERIAL ISSUES
    • OUR STRATEGY
    • OUR EXECUTION MODEL
    • OUR STRATEGIC PROGRESS
    • OUR VALUE PROPOSITION
  • Our strategy
    • CLIENT FOCUS
    • EMPLOYEE ENGAGEMENT
    • RISK AND CONDUCT
    • FINANCIAL OUTCOME
    • SEE IMPACT
  • Accountability
    • GOVERNANCE OVERVIEW
    • REMUNERATION OVERVIEW
  • Downloads
  • Who we are

    We are an African-focused, client-centric, digitally enabled integrated financial services group with compelling competitive advantages.

    On-the-ground presence in 20 sub-Saharan African countries

    Africa Regions contributed 31% of banking activities’ headline earnings

    EAST AFRICA

    1. South Sudan
    2. Ethiopia (representative office)
    3. Uganda
    4. Kenya
    5. Tanzania

    SOUTH AFRICA

    SOUTH & CENTRAL AFRICA

    1. Namibia
    2. Botswana
    3. Zambia
    4. Zimbabwe
    5. Malawi
    6. Mozambique
    7. Mauritius
    8. Lesotho
    9. eSwatini

    WEST AFRICA

    1. Côte d'Ivoire
    2. Ghana
    3. Nigeria
    4. Democratic Republic of Congo (DRC)
    5. Angola
    map
    Presence in international markets:
    • Beijing
    • Dubai
    • London
    • New York
    • São Paulo
    International financial services:
    • Isle of Man
    • Jersey
    • Mauritius

    Fit-for-purpose infrastructure

    BRANCHES

    1 114

    2018: 1 205


    Fit-for-purpose channel

    ATMs

    8 970

    2018: 9 224*


    Valued clients

    ACTIVE CLIENTS

    13.4
    million

    2018: 13.0 million


    Valued people

    GROUP PERMANENT EMPLOYEES

    50 691

    2018: 53 178


    Digital capabilities

    Modernised
    banking platforms
    support digital transactions


    Recognised brand

    Standard Bank**
    Stanbic Bank


    Strategic partnership
    with ICBC


    *
    Restated to exclude non Standard-Bank owned automated teller machines (ATMs) in Africa Regions.
    **
    Voted most valuable brand in the BrandZ Most Valuable SA Brands awards in 2019.
    OUR BUSINESS LINES PROVIDE INTEGRATED SOLUTIONS THAT DRIVE THE FINANCIAL WELLBEING OF OUR DIVERSE CLIENTS IN AFRICA.

    Banking and other financial services to individual clients, small- to medium-sized enterprises (SMEs) and commercial banking customers in South Africa, Africa Regions and the Channel Islands.

    Products and services
    • Transactional products
    • Vehicle and asset finance (VAF)
    • Mortgage lending
    • Lending products
    • Card products

    Corporate and investment banking services to clients, including governments, parastatals, larger corporates, financial institutions and multinational corporates.

    Products and services
    • Client coverage
    • Investment banking
    • Global markets
    • Transactional products and services (TPS)

    Wealth service and offerings include insurance, investments and advisory capabilities to high net worth, retail, business and commercial and corporate clients.

    Products and services
    • Advisory services through Wealth and Investment and Standard Bank Financial Consultants (SBFC), including fiduciary services
    • Short-term and long-term insurance
    • Discretionary investments (Melville Douglas), stockbroking, international deposits, pension fund administration and funds (including alternative and passive investment funds)

    Life insurance and investment management activities.

    Products and services
    • South African Retail
    • Business development
    • Asset management